Dev'S Invest Notes - Blogosphere !!!

Hello investors, in this article, we will talk about IDFC First bank as many people requested it, Now I will focus on only three points. That will help us understand if the company is expensive or not and I will compare this with HDFC Bank.

KISHORE BIYANI's FUTURE GROUP vs MUKESH AMBANI's RELIANCE RETAIL. Friends, You would have heard of Mr Kishore Biyani, who is the promoter and owner of the future group. If I tell you a bit about Future Group, it started penetrating in the retail sector at an early stage and it grew really well in its early days. Whenever a company grows aggressively, it needs funds from different places. In the same way, even the future group needed the funds for the expansion which they bought in the form of debt from different institutions. Now you know, if the debt is used in the form of expansion and uses it to expand well and its financials and profit does well regularly then there won't be any problem with the taking of debt. But from the time COVID situation came along, the retail sector got impacted pretty bad, People stopped going to retail places cause of which their sales went down, especially of Big Bazaar, which impacted the company bad cause of which their profit got impact

These three valuation ratios are quite useful to measure how expensive a stock is.

An ideal guide to assembling your personality by altering your habits. It is rightly said that habits make or break a person. If you wish to understand why you're not doing something right, sometimes all you wish is to perform an analysis of your habits and consider altering them. Because sometimes it’s not about what you are doing, but more about how you are doing it! And that’s where your habits play a really important role. 'The 7 habits of Highly Effective People' could be a book that aims at providing its readers with the importance of character ethics and personality ethics. The author talks about the values of integrity, courage, a way of justice and most significantly, honesty. The book may be a discussion about the seven most essential habits that each individual must adopt to so as to measure a life which is more fulfilling.                                                                    Content of the book: The author continues to require the

The Story about Locust plague & Grasshoppers.  LOCUST  Locusts are like grasshoppers and cricket. Albeit very specific kinds of grasshoppers. The ones making all the news right now are called desert locusts. Usually, they like to stay alone — avoid other locusts and lead a solitary life . But on certain rare occasions, something extraordinary happens - Gregarious  They transform. But the conditions have to be perfect. The weather has to be just right. The soil — readily moist. When the eggs hatch, there ought to be an abundance of food — host plants. And they ought to be concentrated in small spaces so large groups of locust can mingle together. And within a few hours of living with the crowd, locusts, who would have preferred leading the solitary lifestyle start behaving differently. Instead of being repelled by other locusts, they’ll be attracted to the herd. Give it more time and their physical appearance starts undergoing a transformation too. They change colour — f